Business

Business Savings:
Capital Working Like Clockwork

Time moves quickly in business. Ensure your capital is in the right place at the right time, working hard for your company.

FSCS protection on eligible deposits
Bank-grade security

One application.
A wealth of opportunity.

Opening multiple business bank accounts can be a significant time investment. With just one application to Velnoria, you can access competitive rates from a wide range of banking partners, making it easy to deposit and grow your company’s cash savings.

Deposit Amount
£40,000
Yearly Earning Potential
National Savings Avg.* | 2.21%
£147.24
With Velnoria earn up to 6.44% AER
£1,764.00
Additional Savings Earned
£1,616.76

Don’t leave cash on the table

Switching to Velnoria could significantly enhance your company’s savings potential. Get every aspect of your business performing at the highest level.

*Bank of England statistics, Accurate as at November 2024

Manage liquidity with ease

Top available rates
4.56% | 4.95%
Gross | AER
Easy Access
4.79% | 4.91%
Gross | AER
95D Notice
4.80% | 4.80%
Gross | AER
1 Year Fixed

Businesses often hold surplus cash or ring-fenced capital. Our diverse selection of Easy Access, Notice, and Fixed Term accounts helps you strategically manage your company’s funds while maximising returns.

Building your business on Velnoria

Strategise and protect capital

Distribute cash across multiple banks to maximise FSCS protection, ensuring eligible deposits are covered up to £120,000 per banking group.

Support for more businesses

While some banks or deposit platforms set very high entry requirements, Velnoria aims to support more business by offering a minimum deposit amount of £100,000.

Dedicated support

Our expert team are on standby to help you get the most of out of Velnoria.

Easy Access

For immediate liquidity and convenience, Easy Access accounts allow withdrawals without any notice requirements. While interest rates may be lower compared to other options, these accounts offer flexibility for emergency situations or short-term needs.

Support for more businesses

While some banks or deposit platforms set very high entry requirements, Velnoria aims to support more business by offering a minimum deposit amount of £100,000.

Dedicated support

Our expert team are on standby to help you get the most of out of Velnoria.

Seamlessly and securely deposit company cash

All our partner banks and the Velnoria Holding Account are FSCS-protected, guaranteeing your company’s funds are covered up to £120,000 at every level as cash is managed.

Security on Velnoria

Your account is protected by Velnoria's state-of-the-art bank-grade security infrastructure.

End-to-end encryption
Multi-factor authentication
ISO 27001 compliant
Authorised by the FCA
How does the Velnoria platform work?

Velnoria is a single service, accessed from a single application and sign in, that allows you to deposit across multiple partner banks and savings accounts.

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Velnoria helps you make the most of your savings by bringing together a range of competitive savings options in one convenient place. Explore and compare savings accounts from different banks, find attractive interest rates, and choose the options that best suit your financial goals.

What is the Velnoria hub account?

The hub account is an account held for you with an approved bank (currently HSBC Bank Plc), for which you will have your own unique account number and sort code.

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This account enables you to place and manage deposits efficiently across all savings accounts made available by our partners banks. All withdrawals and maturities from our partners banks will come to your hub account first. From here you can deposit again or withdraw back to your nominated bank account.

What are the charges?

There are no charges or fees. Velnoria will receive a share of the interest from the bank. This is deducted prior to the account being made available on the platform so the rates you see are the rates you will get.

Who can apply for a Velnoria account?

The Velnoria account is available to individuals who are resident in the UK. Unfortunately the service is not available to US citizens.

FAQs

If you have any additional questions our team is ready to assist you.

Time is money.
Make both work for you.

This is true for both your business and your savings.
Start transforming time into financial growth today.