Learn more about savings

We understand the significance of choosing the right product, so let's explore the differences between our three primary offerings: fixed term, notice, and easy access.

Velnoria helps you explore your options, compare products, and choose what works best for you.


Easy access

For immediate liquidity and convenience, easy access accounts provide instant access to your funds without any notice requirements. While interest rates may be lower compared to other options, these accounts offer flexibility for emergency situations or short-term needs.


What do Easy access accounts offer?

  • ✓Interest Rate: Interest rates can change, but we will notify you about upcoming rate adjustments.
  • ✓Access to Funds: Quick access to your money without any notice requirement.
  • ✓Flexibility: Provides liquidity for emergency situations or short-term needs.
Easy access

Notice

Notice accounts strike a balance between higher returns and reasonable access to your money. You can withdraw funds after giving a predetermined notice period, allowing you to plan for upcoming expenses or financial needs.


What do Notice accounts offer?

  • ✓Interest Rate: Interest rates can change, but we will notify you about upcoming rate adjustments.
  • ✓Access to Funds: Withdraw funds after providing a specified notice period (e.g. 35, 45, 90 or 185 days).
  • ✓Flexibility: Allows you to plan for upcoming expenses or financial needs.
Notice

Fixed rate bonds

If you're seeking higher interest rates and are comfortable locking your funds away for a specific duration, fixed rate bonds are an excellent choice. With no access to funds until the term ends, these accounts offer stability and predictable returns.


What do Fixed rate bonds offer?

  • ✓Interest Rate: Secure a fixed rate that will not change during your chosen term.
  • ✓Access to Funds: Your money is locked away until the end of the agreed term.
  • ✓Stability: Plan ahead with predictable returns and guaranteed interest.
Fixed rate bonds